LifeCalcHub

Terms of Service

Last updated: December 1, 2025

Agreement to Terms

By accessing and using LifeCalcHub ("the Website," "we," "us," or "our"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these Terms of Service, please do not use our website.

Description of Service

LifeCalcHub provides free online calculators for financial planning (mortgage, compound interest, retirement) and health assessment (BMI). These tools are designed for informational and educational purposes only.

Use License

Permission is granted to temporarily access and use the materials (information, calculators, and content) on LifeCalcHub's website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:

  • Modify or copy the materials except for personal use
  • Use the materials for any commercial purpose
  • Attempt to reverse engineer any software contained on the website
  • Remove any copyright or other proprietary notations from the materials
  • Transfer the materials to another person or "mirror" the materials on any other server

This license shall automatically terminate if you violate any of these restrictions and may be terminated by LifeCalcHub at any time.

Disclaimer

The materials and calculators on LifeCalcHub's website are provided on an "as is" basis. LifeCalcHub makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation:

  • Implied warranties or conditions of merchantability
  • Fitness for a particular purpose
  • Non-infringement of intellectual property or other violation of rights

Financial and Health Disclaimer

Important: The calculators and content provided on this website are for informational and educational purposes only. They are not intended to be, and should not be construed as:

  • Professional financial advice, investment advice, or tax advice
  • Medical advice, diagnosis, or treatment recommendations
  • A substitute for consultation with qualified professionals

Always consult with a qualified financial advisor, accountant, or healthcare professional before making decisions based on information from our calculators. Results from our calculators are estimates based on the information you provide and standard formulas; actual results may vary.

Limitations of Liability

In no event shall LifeCalcHub or its operators be liable for any damages whatsoever (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on LifeCalcHub's website, even if LifeCalcHub or a LifeCalcHub authorized representative has been notified orally or in writing of the possibility of such damage.

Accuracy of Materials

The materials appearing on LifeCalcHub's website could include technical, typographical, or calculation errors. LifeCalcHub does not warrant that any of the materials on its website are accurate, complete, or current. LifeCalcHub may make changes to the materials contained on its website at any time without notice. However, LifeCalcHub does not make any commitment to update the materials.

Third-Party Links

LifeCalcHub has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by LifeCalcHub of the site. Use of any such linked website is at the user's own risk.

User Conduct

You agree not to use the Website to:

  • Violate any applicable laws or regulations
  • Interfere with or disrupt the Website or servers connected to the Website
  • Attempt to gain unauthorized access to any portion of the Website
  • Use any automated means to access the Website without our express permission

Modifications to Terms

LifeCalcHub may revise these terms of service for its website at any time without prior notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service. We encourage you to review this page periodically for the latest information.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the State of Delaware, United States, and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location for the resolution of any disputes.

Contact Information

If you have any questions about these Terms of Service, please contact us through our Contact Page.